Business Insurance

Secure your business assets with tailored insurance coverage that fits your needs. Safeguard and protect your team.

  • General Liability
  • Business Owners Policy
  • Workers Compensation
  • Commercial Auto
  • Employers Practice Liability
  • Professional Liability

3 Steps To Getting Insurance Coverage

A simplified way to get your business covered

1

Answer A Few Questions

2

Choose Coverage Plan

3

Get Covered

Big Coverage For Businesses Of All Sizes

Partner with us for unmatched access to a broad range of insurance carriers, not just one. We dedicate ourselves to securing the best possible coverage at the most affordable prices for you. Our proactive approach includes monitoring your policy’s renewal date, ensuring we reach out one month before expiration to discuss whether to renew or seek a better offer.

General Liability Insurance
General liability insurance, also known as commercial general liability or business liability insurance, shields your California business from claims of causing bodily injury or property damage, such as accidental customer property damage or customer injuries on your premises.
Commercial Property Insurance
Commercial property insurance safeguards your owned or leased building and business equipment. It covers repair and replacement expenses in case of damage to your business premises or property. It covers incidents such as fire, burglary, theft, wind, and lightning.
Business Owner Policy
Businesses in California often opt for a Business Owner’s Policy (BOP), covering general liability, commercial property, and business income insurance. It shields small businesses from common claims during operations, ideal for those facing injury or property damage risks.
Workers Compensation
In California, employers are required to have workers' compensation insurance, which provides benefits to employees for work-related injuries or illnesses. These benefits include covering medical expenses, ongoing care costs, and replacing lost wages.
Professional Liability (E&O)
Professional liability insurance, often referred to as errors and omissions (E&O) or indemnity insurance, provides essential protection for your business by defending against lawsuits alleging professional negligence, even if no actual mistakes were made. Medical Malpractice is also considered to be a type of professional liability insurance.
Employment Practices Liability Insurance (EPLI)
Employment practices liability insurance (EPLI) shields your business from claims such as wrongful termination, discrimination, and harassment, which can incur significant legal costs. Employers may face increasing employment-related issues and lawsuits, regardless of fault.
Cyber Security Insurance
Cybersecurity insurance, also known as "cyber risk" or "cyber liability" insurance, provides protection to businesses against losses stemming from technology-related incidents, such as phishing attacks, ransomware, or data breaches resulting from lost or stolen devices.
Commercial Auto Insurance
Commercial auto insurance in California ensures safety for you and your employees while driving for business purposes. It's crucial if your business owns, rents, or leases vehicles, has employees using their cars for work, or provides company vehicles.

Group Health Insurance

Group health insurance is a smart investment for businesses, boosting morale, aiding retention, and offering tax advantages. With pooled employees, it also often comes with lower rates, making comprehensive healthcare coverage affordable and attractive.

Health

Merchant Processing FAQ’s

We offer the following insurance policies:

  • General Liability Insurance
  • Commercial Property Insurance
  • Business Owner Policy
  • Workers Compensation
  • Professional Liability (E&O)
  • Medical Malpractice
  • Employment Practices Liability Insurance (EPLI)
  • Cyber Security
  • Commercial Auto Insurance

There are many factors that determine the cost of business insurance.

Unfortunately, we cannot predict pricing due to every carrier having their own underwriting requirements and processes. After submitting applications to the carriers, we usually get quotes or declines within a few days. Some may take much longer.

Our duty is to ensure that your business gets the proper coverage it needs.

Different insurance carriers have different appetites. Some prefer certain industries more than others. We aim to match you with the carrier that best fits your business's needs.

Yes!

We are not here just to sell insurance. Our insurance agents are ready to answer any questions you may have or connect you with the right people when necessary.

Join forces with us to gain unparalleled access to a diverse array of insurance providers, not limited to just one. We are committed to obtaining optimal coverage at competitive rates tailored to your needs. Our proactive strategy involves monitoring your policy's renewal date, reaching out a month before expiry to assess renewal options or explore better alternatives.

We offer white glove personalized service.

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